Life Insurance

Life Insurance Information

Life insurance generally falls into two categories.


Term Insurance

  • Provides protection for a specific period of time (the "term").
  • It generally pays a benefit only if you die during the term. This type of insurance makes sense when you have a need for coverage that will disappear at a specific point in time.
  • If you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage, this is excellent insurance.

Whole Life Insurance

  • Provides lifelong protection.
  • As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid.
  • Because it is designed to last a lifetime, whole life insurance accumulates cash value and is priced for you to keep over a long period of time.

      To determine the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified NIS life insurance professional.  An online application takes less than 10 minutes.


Life Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

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